I served a multitude of leadership and staff positions as an infantry and staff officer, and was especially grateful and humbled for the opportunity to lead our courageous young men in combat units.  I left active duty after the first gulf war to pursue a growing interest in the financial services industry, which lead me to being a mortgage banker and broker.  I have been in this field for over four years, and chose this field over many others because I saw my values of integrity, compassion and community could make a real difference in the lives of hard working families wanting to better their finances.  My attitude is that I can assist every family no matter what their circumstances are, because to me it's about empowering my clients with home financing knowledge that gives them the confidence to make informed decisions based upon THEIR overall financial goals.  Another one of my objectives is for my clients to have enough information that they can clearly see through the "smoke and mirrors" home financing advertisements that is so prevalent on radio and TV.  

I have been married for over 13 years now to Yvette(she IS my best friend) and I have two beautiful daughters. Collette is 28 years old and lives in Woodinville, WA  and our 12 year old daughter, Mikhaella, swims for the Metro Parks Aquatic Club in Tacoma, WA. Our Shitzu / Maltese mix, 3 year old "Snuggles" has also trained our family very well.  Yvette has been with me in the business for over two years, and we are perfect business partners because she is always looking for ways to serve our clients even better.  Since we live in the Puget Sound area, we love to do some sightseeing, beach combing, claming and trail walking.  We also enjoy playing tennis as a family, and the ladies gang up against me!  Since Yvette is from the Philippines, we do occasionally get back to the Philippines and do lots of snorkeling, sightseeing, relaxing, eating and more eating."